About
Our specialty is securing mortgages for contractors and freelancers based on contract earnings alone. Not take-home pay. Not payslips. Not accounts. Your contract rate!
Every year, we help thousands of contractors access mortgage loans and protection they’d otherwise not find, either online or on the High Street. That could mean sourcing the most competitive contractor mortgages or bespoke insurance to suit. Either way, we’ve positioned ourselves over the years to meet that specific demand.
We’ve helped banks and their underwriters understand the nuances of contracting. We’ve sat down with them and negotiated a range of specialist mortgages for independent professionals. Some of the interest rates we can offer today are exclusive to our brand.
This longstanding level of input means banks trust us to use your contract rate as a base for your mortgage affordability. In turn, we can often offer you access to greater funds than your permanently-employed peers.
We're Independent Financial A
