About
Commercial Finance Expert is a specialist independent brokerage dedicated to providing fast, flexible, and reliable short-term property finance across the UK. Founded on the principle that "speed matters," the firm serves as a vital partner for property professionalsincluding developers, landlords, and investorswho need to secure funding quickly to capitalize on time-sensitive opportunities. At the core of their service offering are Bridging Loans and Auction Finance. These products are specifically designed to "bridge" the gap between a property purchase and a long-term exit strategy, such as traditional refinancing or the eventual sale of the asset. The firm excels in high-pressure scenarios, such as auction purchases, where buyers often face a strict 28-day completion window. By providing Decisions in Principle within hours and releasing funds in as little as seven days, Commercial Finance Expert ensures that their clients can meet these deadlines with confidence, even when traditional high-street mortgages fall short. What distinguishes Commercial Finance Expert is its "whole-of-market" approach. As independent brokers, the team is not tied to any single lender. Instead, they leverage an extensive network of specialist and private lenders to negotiate the most competitive terms, often securing rates from as low as 0.55% per month and loan-to-value (LTV) ratios of up to 90%. Their expertise covers a diverse range of assets, including residential properties, semi-commercial units, and large-scale commercial developments. The company prides itself on transparency and a lack of bureaucracy. For straightforward loans, they often operate with no broker fees, and their process is built to remove the "jargon" and "hidden surprises" that often plague commercial lending. Beyond basic bridging, their portfolio includes development and refurbishment loans, bridge-to-let solutions, and complex portfolio restructuring. With over 20 years of collective experience, the experts at the firm take a personalized approach to every transaction. They manage the entire lifecycle of a loanfrom the initial consultation and RICS valuation to coordinating with solicitorsensuring that the process remains seamless for the borrower. Whether it is a first-time investor securing a light refurbishment project or a seasoned developer managing a multi-million-pound portfolio, Commercial Finance Expert provides the financial agility required to move as fast as the modern property market demands. Their mission is simple: to deliver tailored funding solutions that empower property professionals to scale their businesses swiftly and securely.
